Serving Winchester, Lexington & Central Kentucky

Home inspection questions, answered

What an inspection covers, how long it takes, what it cannot tell you, and what the report actually obliges the seller to do.

These are the questions we hear most often from buyers across Lexington and Central Kentucky. For the longer version — inspection day from start to finish, with real examples from Shawn’s own inspections — read what to expect during a home inspection.

Does a house pass or fail a home inspection?

No. An inspection is not a test with a passing grade. We document the condition of the home on the day we see it — material defects, safety concerns, and repairs that could become expensive — and explain what each one means for you. Every house has something. Finding it does not mean the house failed; it means you now have the information.

How long does an inspection take, and do I need to be there the whole time?

Plan on roughly three to four hours on site for a typical home, depending on its size, age, condition, and how accessible things are. You are welcome for all of it, but most buyers arrive near the end for the walkthrough. That is the part we encourage you to attend — seeing a concern in person is very different from reading about it later.

What happens during the walkthrough?

We meet you at the home and go through what we found in priority order rather than page order. Safety issues come first, then significant or costly repairs, then anything that deserves further evaluation. Routine maintenance items still go in the report, but they should not dominate the conversation. Bring questions: how serious is this, and who should look at it next?

What does a home inspection not cover?

It is a non-invasive visual examination of accessible areas. InterNACHI’s Standards of Practice, which our inspections follow, exclude concealed defects, underground systems, and anything that cannot be safely reached. Kentucky also requires our report to state that it does not address environmental hazards, and to list them — radon, asbestos, lead paint, mold, wood-destroying insects, water potability, and code compliance (831 KAR 2:030 §3(2)). Those need a qualified specialist.

What about septic systems and sewer lines?

A private septic system is mostly underground, so a standard inspection cannot evaluate every component, and the Standards of Practice exclude it. If the property has one, ask when the tank was last pumped and whether there are records. Older homes with buried sewer lines are often worth a sewer scope. Our report will tell you when something warrants that kind of follow-up.

What if the utilities are turned off?

Ask for them to be turned on before we arrive. Plumbing cannot be evaluated without water, or electrical systems without power, and the Standards of Practice do not require an inspector to operate a system that is shut down. This matters most on vacant properties, where a house that was not properly prepared for winter can hide burst supply piping until the water comes back on.

Does a brand-new home still need an inspection?

Yes. New construction involves a general contractor coordinating dozens of subcontractors, each responsible for one part of the house, and problems tend to appear where one trade’s work meets another’s. We regularly find unfinished work, punch-list items, and genuine defects in brand-new homes. Depending on the stage of construction, a pre-drywall inspection can also be worthwhile, before insulation and drywall cover things up.

Does the seller have to fix everything in the report?

No. The report is information, not a repair order. What happens next is negotiation: the seller may agree to make repairs, offer a price reduction, or decline entirely — and then you decide whether the purchase still makes sense. Some findings are worth pressing on and some are future maintenance, and telling those apart is much of what the walkthrough is for.

What should I do before the inspection?

Write down anything that concerned you at the showing, and tell us what matters to you — small children, pets, a smell, a stain, a floor that did not feel level. Then ask the seller to make key areas reachable: electrical panels clear, access panels and crawl-space entrances not buried behind belongings. What we cannot get to, we cannot inspect.

Still have a question? Call Shawn at 859-595-3494 — he would rather answer it before the inspection than after.

Next step

Ready to see a home clearly?

Tell us about the property and we will follow up to confirm a time. Or read a real InFocus report first — it is published on the homepage.

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